Optimize your mortgage without the hassle of switching lenders. Our Product Transfer Mortgage service offers a streamlined way to adjust your mortgage deal to better suit your current needs and financial goals, all with the convenience of staying with your current lender.
Our dedicated team specializes in making your mortgage product transfer as smooth as possible.
With in-depth knowledge of the market’s best rates and terms, we ensure you’re always on the most suitable deal that aligns with your financial goals.
Personalized Support Every Step of the Way
We start with a comprehensive review of your current mortgage and financial goals. This ensures any product transfer aligns with your long-term objectives.
Even if you choose to stay with your current lender, understanding your position in the wider market is crucial. We provide you with comparisons to ensure your decision is informed.
Our team facilitates the entire product transfer process, ensuring it is as smooth and straightforward as possible. We handle the details, so you don’t have to.
Your Questions, Expertly Answered
Eligibility depends on your current lender’s criteria and your financial situation. We can help determine your eligibility and advise on the best steps forward.
Typically, product transfers with the same lender do not require a new valuation, making the process quicker and simpler.
Some lenders may charge a fee for transferring to a new product, but these are generally lower than the costs associated with remortgaging to a different lender.
Yes, in many cases, you can adjust the term of your mortgage as part of the product transfer process.
Product transfers can be quicker than a full remortgage, often completed within a few weeks, depending on the lender’s processes.
Ready to explore a Product Transfer Mortgage? Contact us for a consultation. We’ll guide you through the process, from initial review to the successful transfer, ensuring your mortgage continues to meet your needs.
Somerset Financial is trading name of Somerset Financial Services Limited. Somerset Financial Services Limited (FRN: 945624) is authorised and regulated by the Financial Conduct Authority. Somerset Financial Services Limited is a company registered in England and Wales (Company Number 10789278) with its registered office at 12 Carrs Road, Clacton-On-Sea, England, CO15 3ET. We do not provide any investment advice.
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